{"id":24,"date":"2025-10-30T18:41:56","date_gmt":"2025-10-30T18:41:56","guid":{"rendered":"https:\/\/aliya.local\/?page_id=24"},"modified":"2026-02-26T17:49:44","modified_gmt":"2026-02-26T17:49:44","slug":"home","status":"publish","type":"page","link":"https:\/\/www.aliya.com\/","title":{"rendered":"Aliya"},"content":{"rendered":"\n<div class=\"wp-block-group alignfull has-background-color has-white-color has-black-background-color has-text-color has-background has-link-color wp-elements-8f7a56de6f88e89f273250ed24d91581 has-global-padding is-layout-constrained wp-container-core-group-is-layout-afbfd5ec wp-block-group-is-layout-constrained wp-container-1 is-position-sticky\" style=\"min-height:75px;margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--50)\">\n<header class=\"custom-header\">\n    <div class=\"header-container\">\n        <!-- Logo on the left -->\n        <div class=\"header-logo\">\n            <a href=\"\/\" aria-label=\"Aliya home\">\n              <img decoding=\"async\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/Aliya-logo-KO@2x.png\" alt=\"Aliya logo\" class=\"header-logo-img\">\n            <\/a>\n        <\/div>\n\n        <!-- CTA and Menu on the right -->\n        <div class=\"header-right\">\n            <a href=\"mailto:contact@aliya.com\" class=\"header-get-started\">Get Started<\/a>\n            <button class=\"header-menu-btn\" aria-label=\"Menu\" aria-expanded=\"false\" type=\"button\">\n                <svg width=\"20\" height=\"20\" viewBox=\"0 0 24 24\" fill=\"none\" stroke=\"currentColor\" stroke-width=\"2\" stroke-linecap=\"round\" stroke-linejoin=\"round\">\n                    <line x1=\"3\" y1=\"6\" x2=\"21\" y2=\"6\"><\/line>\n                    <line x1=\"3\" y1=\"12\" x2=\"21\" y2=\"12\"><\/line>\n                    <line x1=\"3\" y1=\"18\" x2=\"21\" y2=\"18\"><\/line>\n                <\/svg>\n            <\/button>\n\n            <!-- Hamburger Dropdown Menu -->\n            <nav class=\"header-dropdown-menu\" aria-label=\"Main navigation\" aria-hidden=\"true\">\n                <ul class=\"dropdown-menu-list\">\n                    <li><a href=\"#outcomes\">Outcomes<\/a><\/li>\n                    <li><a href=\"#performance\">Performance<\/a><\/li>\n                    <li><a href=\"#platform\">Platform<\/a><\/li>\n                    <li><a href=\"#security\">Security<\/a><\/li>\n                    <li><a href=\"\/?page_id=390\">Founders<\/a><\/li>\n                    <li><a href=\"\/?page_id=363\">Resources &amp; Press<\/a><\/li>\n                <\/ul>\n            <\/nav>\n        <\/div>\n    <\/div>\n<\/header>\n\n<style>\n    \/* Updated blurred transparency for navbar *\/\n    .wp-block-group.alignfull.has-black-background-color {\n        background-color: rgba(0, 0, 0, 0.05) !important;\n        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if (!window.location.hash) return;\n                              const target = getTarget(window.location.hash);\n                              if (!target) return;\n\n                              const scrollToTarget = () => {\n                                const offset = getStickyOffset();\n                                const extraOffset = target.id === 'security' && window.innerWidth >= 1200 ? 16 : 0;\n                                const targetY = Math.max(target.getBoundingClientRect().top + window.pageYOffset - offset + extraOffset, 0);\n                                window.scrollTo({ top: targetY, behavior: 'auto' });\n                              };\n\n                              requestAnimationFrame(() => requestAnimationFrame(scrollToTarget));\n                            };\n\n                            window.addEventListener('load', handleInitialHash, { once: true });\n                          }\n                    \n                          if (document.readyState === 'loading') {\n                            document.addEventListener('DOMContentLoaded', initNavAnchorScroll, { once: true });\n                          } else {\n                            initNavAnchorScroll();\n                          }\n                        })();\n                      <\/script>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-69c74b3189034{font-size: 2.13rem!important;}}<\/style>\n<h1 class=\"gb-69c74b3189034 wp-block-heading\" style=\"margin-top:0;margin-right:0;margin-bottom:0;margin-left:0;padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">Enterprise AI Powered Analytics and Infrastructure.<\/h1>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-013fea21 wp-block-columns-is-layout-flex\" style=\"margin-top:0;margin-bottom:0;padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><style>@media only screen and (max-width: 600px) {.gb-69c74b318d178{font-size: 1.125rem!important;}}<\/style>\n<h3 class=\"gb-69c74b318d178 wp-block-heading\" style=\"padding-right:0;padding-left:0\">Revenue Generating <br>AI Solution.<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div style=\"color:#ddd\" class=\"wp-block-genesis-blocks-gb-spacer gb-block-spacer gb-divider-solid gb-divider-size-1\"><hr style=\"height:30px\"\/><\/div>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"217\" height=\"92\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/arrowE2.png\" alt=\"\" class=\"wp-image-52\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-medium-font-size\">Our flagship platform, aliyaOS\u2122, transforms how banks lend by turning fragmented processes into a single, autonomous system that integrates data, decisioning, risk management, and capital markets.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">aliyaOS\u2122&nbsp;operates 24\/7 with zero human intervention, helping financial institutions grow deposits, reduce losses, and scale lending profitably \u2014 with enterprise-grade governance.<\/p>\n\n\n\n<div class=\"wp-block-buttons is-layout-flex wp-block-buttons-is-layout-flex\">\n<div class=\"wp-block-button\"><a class=\"wp-block-button__link wp-element-button\" href=\"mailto:contact@aliya.com\">Request a Demo<\/a><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-ff778368 wp-block-group-is-layout-constrained\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:33.33%\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:66.66%\">\n<h3 class=\"wp-block-heading has-text-align-left\">LIVE with a top 5 U.S. Bank since 2018.<\/h3>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-left\">$30B+ Applications Decisioned<\/h4>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"228\" height=\"25\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/wave1@2x.png\" alt=\"\" class=\"wp-image-152\"\/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" id=\"outcomes\"\/>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"29\" height=\"28\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/arrowSE1-1.png\" alt=\"\" class=\"wp-image-182\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading has-text-align-center\">AI that Automates, Engages, and Generates Revenue<\/h3>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-7db9d80f wp-block-group-is-layout-constrained\" style=\"padding-right:0;padding-left:0\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column has-global-padding is-layout-constrained wp-container-core-column-is-layout-cd141d17 wp-block-column-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\">~5%<\/h2>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center has-medium-font-size\">ROA<\/h4>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-global-padding is-layout-constrained wp-container-core-column-is-layout-cd141d17 wp-block-column-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\">~90%<\/h2>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center has-medium-font-size\">Reduction in <br>cost-to-serve<\/h4>\n<\/div>\n\n\n\n<div class=\"wp-block-column has-global-padding is-layout-constrained wp-container-core-column-is-layout-cd141d17 wp-block-column-is-layout-constrained\">\n<h2 class=\"wp-block-heading has-text-align-center\">&lt;5 min<\/h2>\n\n\n\n<h4 class=\"wp-block-heading has-text-align-center has-medium-font-size\">Application-to-close time<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator aligncenter has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1a2ddb66 wp-block-columns-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"24\" height=\"77\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/oneT-1.png\" alt=\"\" class=\"wp-image-183\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading has-medium-font-size\">Risk-Controlled Earnings Growth<\/h4>\n\n\n\n<hr class=\"wp-block-separator alignwide has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\">aliyaOS delivers a risk-first lending system built in layers.<\/p>\n\n\n\n<p class=\"has-small-font-size\">By unifying cash-flow intelligence, advanced risk analytics, digital experience, continuous monitoring, and capital optimization, banks achieve 40\u201350% lower losses with stronger, more stable returns.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"52\" height=\"78\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/twoT-1.png\" alt=\"\" class=\"wp-image-197\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading has-medium-font-size\">Operational Efficiency <br>at Scale<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\">Fully digital, agentic lending workflow \u2192 90% lower unit production cost.<\/p>\n\n\n\n<p class=\"has-small-font-size\">Runs alongside existing systems \u2014 no rip-and-replace.<\/p>\n\n\n\n<p class=\"has-small-font-size\">Live in 12\u201316 weeks.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"54\" height=\"80\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/threeT-1.png\" alt=\"\" class=\"wp-image-192\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading has-medium-font-size\">Fee Income &amp; Capital Optimization<\/h4>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\">Direct-to-capital markets that allows banks to hold or sell loans in real time.<\/p>\n\n\n\n<p class=\"has-small-font-size\">Generate gain-on-sale and servicing fee income to help manage NII volatility.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<figure class=\"wp-block-image size-large is-resized\"><img decoding=\"async\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/fourT-1.png\" alt=\"\" style=\"width:56px;height:auto\"\/><\/figure>\n\n\n\n<h4 class=\"wp-block-heading has-medium-font-size\">Deposit Growth &amp; <br>Customer Engagement<\/h4>\n\n\n\n<hr class=\"wp-block-separator alignwide has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<p class=\"has-small-font-size\">Turn everyday banking data into personalized credit offers that build stickier relationships and deeper wallet share.<\/p>\n\n\n\n<p class=\"has-small-font-size\">Aliya uses cash-flow intelligence to target and engage customers \u2014 growing deposits through lending.<\/p>\n\n\n\n<p class=\"has-small-font-size\">Close loans in &lt;5 mins \u2014 supporting automation.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-df801fd7 wp-block-columns-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading has-large-font-size\">The Future of Lending is Agentic.<\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"47\" height=\"91\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/VE2-1.png\" alt=\"\" class=\"wp-image-206\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-medium-font-size\">No more point solutions. One platform that powers marketing, underwriting, portfolio risk, and capital optimization end-to-end \u2013 running lending programs \u2013 24\/7.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">Every step is orchestrated through a single agentic workflow \u2014 delivering instant decisions, same &#8211; day funding, and stable returns.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:50px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1a2ddb66 wp-block-columns-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70px\">\n<figure class=\"wp-block-image alignleft size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/plus-1.png\" alt=\"\" class=\"wp-image-163\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Full regulatory compliance<\/h4>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70px\">\n<figure class=\"wp-block-image alignleft size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/plus-1.png\" alt=\"\" class=\"wp-image-163\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Always-on operations<\/h4>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:70px\">\n<figure class=\"wp-block-image alignleft size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/plus-1.png\" alt=\"\" class=\"wp-image-163\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">Proven Profitable AI<\/h4>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" id=\"performance\"\/>\n\n\n\n<figure class=\"wp-block-image size-full\" style=\"margin-right:0;margin-left:0\"><img loading=\"lazy\" decoding=\"async\" width=\"29\" height=\"28\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/arrowSE1-1.png\" alt=\"\" class=\"wp-image-182\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">Measurable ROI. Real-World Scale. 100% Turnkey.<\/h3>\n\n\n\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"228\" height=\"25\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/wave1@2x.png\" alt=\"\" class=\"wp-image-152\"\/><\/figure>\n\n\n\n<div class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\">\n<div class=\"wp-block-genesis-blocks-gb-container gb-block-container\"><div class=\"gb-container-inside\"><div class=\"gb-container-content\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<!DOCTYPE html>\n    <html lang=\"en\">\n      <head>\n        <meta charset=\"UTF-8\" \/>\n        <meta name=\"viewport\" content=\"width=device-width, initial-scale=1.0\" \/>\n        <title>Metrics Grid<\/title>\n        <style>\n          body {\n            font-family: \"Inter\", sans-serif;\n            background-color: #f8f9fb;\n            color: #111827;\n            margin: 0;\n            padding: 40px 0;\n          }\n    \n          \/* Wrapper ensures no layout spillover *\/\n          .metrics-grid {\n            display: grid;\n            grid-template-columns: repeat(auto-fit, minmax(280px, 1fr));\n            gap: 24px;\n            max-width: 1100px;\n            width: 100%;\n            margin: 0 auto;\n            padding: 0 16px;\n            box-sizing: border-box;\n          }\n    \n          .card {\n            background: #fff;\n            border-radius: 16px;\n            box-shadow: 0 4px 12px rgba(0, 0, 0, 0.05);\n            padding: 32px 24px;\n            display: flex;\n            flex-direction: column;\n            justify-content: space-between;\n            transition: transform 0.2s ease, box-shadow 0.2s ease;\n          }\n    \n          .card:hover {\n            transform: translateY(-3px);\n            box-shadow: 0 6px 16px rgba(0, 0, 0, 0.08);\n          }\n    \n          .icon {\n            \/* Replaced font-size with explicit dimensions for SVGs *\/\n            width: 28px;\n            height: 28px;\n            margin-bottom: 12px;\n            color: #111827; \/* Dark gray color *\/\n            opacity: 0.85;\n          }\n    \n          .title {\n            font-size: 1.25rem;\n            font-weight: 400; \/* No bolding *\/\n            margin-bottom: 8px;\n          }\n    \n          .desc {\n            font-size: 1rem;\n            color: #4b5563;\n            line-height: 1.4;\n          }\n        <\/style>\n      <\/head>\n      <body>\n        <div class=\"metrics-grid\">\n          \n          <div class=\"card\">\n            <svg class=\"icon\" fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M17 9V7a2 2 0 00-2-2H5a2 2 0 00-2 2v6a2 2 0 002 2h2m2 4h10a2 2 0 002-2v-6a2 2 0 00-2-2H9a2 2 0 00-2 2v6a2 2 0 002 2zm7-5a2 2 0 11-4 0 2 2 0 014 0z\"><\/path><\/svg>\n            <div class=\"title\">$30B+ loans decisioned<\/div>\n            <div class=\"desc\">At scale, under OCC-grade model governance<\/div>\n          <\/div>\n    \n          <div class=\"card\">\n            <svg class=\"icon\" fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M13 7h8m0 0v8m0-8l-8 8-4-4-6 6\"><\/path><\/svg>\n            <div class=\"title\">5%+ ROA<\/div>\n            <div class=\"desc\">\n              Higher-yielding portfolios via precise, risk-based pricing\n            <\/div>\n          <\/div>\n    \n          <div class=\"card\">\n            <svg class=\"icon\" fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M11 3.055A9.001 9.001 0 1020.945 13H11V3.055z\"><\/path><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M20.488 9H15V3.512A9.025 9.025 0 0120.488 9z\"><\/path><\/svg>\n            <div class=\"title\">\u00b113% net yields<\/div>\n            <div class=\"desc\">After loss performance on unsecured credit<\/div>\n          <\/div>\n    \n          <div class=\"card\">\n            <svg class=\"icon\" fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M9 12l2 2 4-4m6 2a9 9 0 11-18 0 9 9 0 0118 0z\"><\/path><\/svg>\n            <div class=\"title\">50% lower losses<\/div>\n            <div class=\"desc\">Driven by cashflow-based risk segmentation<\/div>\n          <\/div>\n    \n          <div class=\"card\">\n            <svg class=\"icon\" fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M21 13.255A23.931 23.931 0 0112 15c-3.183 0-6.22-.62-9-1.745M16 6V4a2 2 0 00-2-2h-4a2 2 0 00-2 2v2m4 6h.01M5 20h14a2 2 0 002-2V8a2 2 0 00-2-2H5a2 2 0 00-2 2v10a2 2 0 002 2z\"><\/path><\/svg>\n            <div class=\"title\">2\u20133% cumulative losses<\/div>\n            <div class=\"desc\">On personal and SMB loans decisioned with aliyaOS\u2122<\/div>\n          <\/div>\n    \n          <div class=\"card\">\n            <svg class=\"icon\" fill=\"none\" stroke=\"currentColor\" viewBox=\"0 0 24 24\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\"><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M10.325 4.317c.426-1.756 2.924-1.756 3.35 0a1.724 1.724 0 002.573 1.066c1.543-.94 3.31.826 2.37 2.37a1.724 1.724 0 001.065 2.572c1.756.426 1.756 2.924 0 3.35a1.724 1.724 0 00-1.066 2.573c.94 1.543-.826 3.31-2.37 2.37a1.724 1.724 0 00-2.572 1.065c-.426 1.756-2.924 1.756-3.35 0a1.724 1.724 0 00-2.573-1.066c-1.543.94-3.31-.826-2.37-2.37a1.724 1.724 0 00-1.065-2.572c-1.756-.426-1.756-2.924 0-3.35a1.724 1.724 0 001.066-2.573c-.94-1.543.826-3.31 2.37-2.37.996.608 2.296.07 2.572-1.065z\"><\/path><path stroke-linecap=\"round\" stroke-linejoin=\"round\" stroke-width=\"2\" d=\"M15 12a3 3 0 11-6 0 3 3 0 016 0z\"><\/path><\/svg>\n            <div class=\"title\">90% lower production costs<\/div>\n            <div class=\"desc\">Full digital automation across origination<\/div>\n          <\/div>\n    \n        <\/div>\n      <\/body>\n    <\/html>\n<\/div>\n<\/div><\/div><\/div>\n<\/div><\/div><\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-ff778368 wp-block-group-is-layout-constrained\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h2 class=\"wp-block-heading\">This isn\u2019t theoretical AI.<\/h2>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"47\" height=\"91\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/VE2-1.png\" alt=\"\" class=\"wp-image-206\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h4 class=\"wp-block-heading\">It\u2019s live infrastructure running inside a U.S. mega bank since 2018<\/h4>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-container-core-group-is-layout-ff778368 wp-block-group-is-layout-constrained\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-group has-global-padding is-layout-constrained wp-block-group-is-layout-constrained\">\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-28f84493 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:90px\">\n<figure class=\"wp-block-image alignleft size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/plus-1.png\" alt=\"\" class=\"wp-image-163\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Built for <br>Enterprise.<\/h3>\n\n\n\n<p class=\"has-medium-font-size\">Enterprise-grade governance, scale, and compliance.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:90px\">\n<figure class=\"wp-block-image alignleft size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/plus-1.png\" alt=\"\" class=\"wp-image-163\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Driven by intelligence.<\/h3>\n\n\n\n<p class=\"has-medium-font-size\">Real-time, data-first decisioning across the lending lifecycle.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:90px\">\n<figure class=\"wp-block-image alignleft size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"40\" height=\"40\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/plus-1.png\" alt=\"\" class=\"wp-image-163\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Designed<br>for precision.<\/h3>\n\n\n\n<p class=\"has-medium-font-size\">High-fidelity model. Risk-first pricing. Instant fulfillment.<\/p>\n<\/div>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" id=\"platform\"\/>\n\n\n\n<figure class=\"wp-block-image size-full\" style=\"margin-right:0;margin-left:0\"><img loading=\"lazy\" decoding=\"async\" width=\"29\" height=\"28\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/arrowSE1-1.png\" alt=\"\" class=\"wp-image-182\"\/><\/figure>\n\n\n\n<!-- Mobile Title (Sticky) -->\n<div class=\"aliya-mobile-title mobile-only\">\n  <div class=\"aliya-title-wrap\">\n    <h2 class=\"aliya-title\">What powers aliyaOS\u2122?<\/h2>\n  <\/div>\n<\/div>\n<!-- Mobile Blurb (Static) -->\n<div class=\"aliya-mobile-blurb mobile-only\">\n  <p class=\"aliya-blurb\">aliyaOS\u2122 fuses proprietary cash-flow intelligence with next-generation credit risk modeling to create an autonomous, agentic orchestration system that runs lending end-to-end 24\/7.<\/p>\n<\/div>\n\n<div class=\"aliya-carousel\">\n  <!-- Desktop Title (Stays with content) -->\n  <div class=\"aliya-title-wrap desktop-only\">\n    <h2 class=\"aliya-title\">What powers aliyaOS\u2122?<\/h2>\n    <p class=\"aliya-blurb\">aliyaOS\u2122 fuses proprietary cash-flow intelligence with next-generation credit risk modeling to create an autonomous, agentic orchestration system that runs lending end-to-end 24\/7.<\/p>\n  <\/div>\n  <div class=\"aliya-carousel__container\">\n    <div class=\"aliya-carousel__stage\">\n      <article class=\"aliya-layer is-active\" id=\"layer-1\">\n        <div class=\"aliya-layer__text\">\n          <h2>Data Capture &amp; Security Layer<\/h2>\n          <p>aliyaOS\u2122 ingests, cleans and enriches data from DDA accounts, credit bureaus, and third-party sources \u2014 all within an infrastructure built for data security.<\/p>\n          <ul>\n            <li>SOC 1 &amp; 2 (Type II), ISO 27001 certified<\/li>\n            <li>Data encrypted at rest and in transit<\/li>\n            <li>Proactive threat detection and 24\/7 monitoring<\/li>\n            <li>Expert InfoSec team and secure cloud architecture<\/li>\n          <\/ul>\n        <\/div>\n        <div class=\"aliya-layer__media\">\n          <img decoding=\"async\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/11\/data-capture-security-e1763759613762.png\" alt=\"Data Capture &amp; Security\">\n        <\/div>\n      <\/article>\n      <article class=\"aliya-layer\" id=\"layer-2\">\n        <div class=\"aliya-layer__text\">\n          <h2>Intelligence Layer<\/h2>\n          <p>Aliya&#8217;s AI engine is powered by proprietary, production-proven models.<\/p>\n          <ul>\n            <li><strong>aSCORE\u2122<\/strong> \u2013 A third-generation credit risk model in production for eight years, uncovers risk distinctions traditional models miss \u2014 achieving up to 90% better separation for prime borrowers and 50%+ for mid-tier borrowers.<\/li>\n            <li><strong>aliyaTRANSACT\u2122<\/strong> \u2013 Trained on 1.2T+ transactions from ~1,500 banks with 99% accuracy, converting raw transaction data into real-time cash-flow intelligence in milliseconds.<\/li>\n          <\/ul>\n          <p>Together, these models size, price, and decision loans using cash flow, risk, policy, and return targets \u2014 producing compliant offers in seconds.<\/p>\n        <\/div>\n        <div class=\"aliya-layer__media\">\n          <img decoding=\"async\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/11\/intelligence.png\" alt=\"Intelligence\">\n        <\/div>\n      <\/article>\n      <article class=\"aliya-layer\" id=\"layer-3\">\n        <div class=\"aliya-layer__text\">\n          <h2>Customer &amp; Capital Management<\/h2>\n          <p>From application to funding to syndication, aliyaOS\u2122 delivers a frictionless, fully digital lending experience.<\/p>\n          <p>With aliyaOS\u2122 institutions can:<\/p>\n          <ul>\n            <li>Instantly generate personalized, risk-aligned offers<\/li>\n            <li>Book and fund loans with zero manual intervention<\/li>\n            <li>Provide a fully digital application flow \u2014 closing loans in under five minutes<\/li>\n            <li>Syndicate loans in real time into private credit markets<\/li>\n          <\/ul>\n        <\/div>\n        <div class=\"aliya-layer__media\">\n          <img decoding=\"async\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/11\/customer-capital-management.png\" alt=\"Customer &amp; Capital Management\">\n        <\/div>\n      <\/article>\n      <article class=\"aliya-layer\" id=\"layer-4\">\n        <div class=\"aliya-layer__text\">\n          <h2>Command &amp; Control Layer<\/h2>\n          <p>aliyaIQ\u2122 is the AI-powered control center behind every decision. It unifies marketing, underwriting, verification, origination, fulfillment, and servicing into a single autonomous orchestration layer that runs lending end-to-end, 24\/7. It enables banks to:<\/p>\n          <ul>\n            <li>Identify, target, and engage the right borrowers when they&#8217;re shopping<\/li>\n            <li>Build optimized portfolios bottom-up to meet target ROA and risk-adjusted-return thresholds<\/li>\n            <li>Continuously monitor conditions to optimize marketing, pricing, credit, and capital allocation in real time<\/li>\n          <\/ul>\n          <p>From acquisition through repayment, aliyaIQ\u2122 optimizes the entire loan lifecycle with full transparency and control.<\/p>\n        <\/div>\n        <div class=\"aliya-layer__media\">\n          <img decoding=\"async\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/11\/command-control-e1763759562584.png\" alt=\"Command &amp; Control\">\n        <\/div>\n      <\/article>\n    <\/div>\n    <nav class=\"aliya-dots\" aria-label=\"Layer navigation\">\n      <button data-target=\"layer-1\" aria-label=\"Go to Data Capture\" aria-current=\"true\"><\/button>\n      <button data-target=\"layer-2\" aria-label=\"Go to Intelligence\"><\/button>\n      <button data-target=\"layer-3\" aria-label=\"Go to Capital Management\"><\/button>\n      <button data-target=\"layer-4\" aria-label=\"Go to Command Control\"><\/button>\n    <\/nav>\n  <\/div>\n<\/div>\n<style>\n  \/* --- Base Styles --- *\/\n  :root {\n    --aliya-text: #0b0b0b;\n    --aliya-muted: #4a4a4a;\n    --aliya-bg: transparent;\n    --aliya-dot-inactive: #d1d1d1;\n    --aliya-dot-active: #000000;\n  }\n  .aliya-carousel {\n    position: relative;\n    color: var(--aliya-text);\n    padding: 2rem;\n    max-width: 1200px;\n    margin: 0 auto;\n    box-sizing: border-box;\n  }\n  .aliya-carousel * {\n    box-sizing: border-box;\n  }\n\n  \/* --- Header --- *\/\n  .aliya-title {\n    font-family: var(--wp--preset--font-family--inter);\n    font-weight: 400;\n    font-size: clamp(32px, 5vw, 52px);\n    line-height: 1.05;\n    letter-spacing: -0.02em;\n    color: #0f0f0f;\n    margin: 0 0 0.5rem;\n  }\n  .aliya-title-wrap {\n    position: relative;\n    z-index: 10;\n    padding: 1rem 0;\n    border-bottom: 1px solid #000;\n    margin-bottom: 1rem;\n  }\n  .aliya-blurb {\n    margin: 1.5rem 0 0.85rem;\n    color: var(--aliya-muted);\n    font-size: 1rem;\n    line-height: 1.6;\n    max-width: 760px;\n  }\n  .mobile-only { display: none; }\n  .desktop-only { display: block; }\n  \n  \/* --- Carousel Structure --- *\/\n  .aliya-carousel__container {\n    position: relative;\n    display: flex; \/* Changed from original *\/\n    min-height: 550px; \/* Give a minimum height *\/\n  }\n  .aliya-carousel__stage {\n    position: relative;\n    width: 100%;\n    flex: 1;\n  }\n\n  \/* --- Layers (Slides) --- *\/\n  .aliya-layer {\n    position: absolute;\n    inset: 0;\n    display: grid;\n    grid-template-columns: 0.8fr 1fr;\n    padding: 1rem 1rem 1rem 0;\n    align-items: center;\n    background: transparent;\n    opacity: 0;\n    transform: translateY(15px);\n    transition: opacity 0.5s ease-in-out, transform 0.5s ease-in-out;\n    pointer-events: none;\n  }\n  .aliya-layer.is-active {\n    opacity: 1;\n    transform: translateY(0);\n    pointer-events: auto;\n    z-index: 2;\n  }\n\n  \/* --- Layer Content --- *\/\n  .aliya-layer__text {\n    max-width: 550px;\n  }\n  .aliya-layer__text h2 {\n    margin: 0 0 1rem;\n    font-weight: 600;\n    font-size: clamp(1.5rem, 2.2vw, 1.8rem);\n    line-height: 1.2;\n  }\n  .aliya-layer__text p {\n    margin: 0 0 1.25rem;\n    color: var(--aliya-muted);\n    font-size: 1rem;\n    line-height: 1.6;\n  }\n  .aliya-layer__text ul {\n    margin: 0 0 1.25rem;\n    padding-left: 1.25rem;\n    color: var(--aliya-muted);\n    font-size: 0.95rem;\n    line-height: 1.6;\n  }\n  .aliya-layer__text li {\n    margin-bottom: 0.5rem;\n  }\n  .aliya-layer__media {\n    position: relative;\n    width: 100%;\n    display: flex;\n    align-items: center;\n    justify-content: center;\n  }\n  .aliya-layer__media img {\n    width: 100%;\n    object-fit: contain;\n  }\n\n  \/* --- Navigation Dots --- *\/\n  .aliya-dots {\n    position: absolute;\n    right: 0;\n    top: 50%;\n    transform: translateY(-50%);\n    display: flex;\n    flex-direction: column;\n    gap: 16px;\n    z-index: 10;\n  }\n  .aliya-dots button {\n    width: 10px;\n    height: 10px;\n    border-radius: 50%;\n    border: none;\n    background: var(--aliya-dot-inactive);\n    cursor: pointer;\n    padding: 0;\n    transition: all 0.3s ease;\n  }\n  .aliya-dots button[aria-current=\"true\"] {\n    background: var(--aliya-dot-active);\n    transform: scale(1.4);\n  }\n\n  \/* --- Responsive Styles --- *\/\n  @media (max-width: 900px) {\n    .mobile-only { display: block; }\n    .desktop-only { display: none; }\n    .aliya-mobile-title {\n      position: sticky;\n      top: 75px;\n      z-index: 4;\n      background: #f8f9fb;\n    }\n    .aliya-mobile-title .aliya-title-wrap {\n      border-bottom: none;\n      padding-bottom: 0.5rem;\n      margin-bottom: 0;\n    }\n    .aliya-mobile-blurb {\n      padding-bottom: 1rem;\n      border-bottom: 1px solid #000;\n      margin-bottom: 1rem;\n    }\n    .aliya-carousel__container {\n      min-height: 0; \/* Let content define height *\/\n    }\n    .aliya-layer {\n      grid-template-columns: 1fr;\n      grid-template-rows: auto 1fr;\n      gap: 1rem;\n      padding: 0;\n      text-align: center;\n      position: relative; \/* Change for mobile flow *\/\n      opacity: 1;\n      transform: none;\n      display: none; \/* Hide all layers by default *\/\n    }\n    .aliya-layer.is-active {\n      display: grid; \/* Show only active layer *\/\n    }\n    .aliya-layer__media {\n      order: -1;\n      max-height: 35vh;\n      margin-bottom: 1rem;\n    }\n    .aliya-layer__media img {\n      max-height: 35vh;\n      width: auto;\n      max-width: 100%;\n    }\n    .aliya-layer__text {\n      margin: 0 auto;\n      text-align: left;\n    }\n    .aliya-dots {\n        position: relative;\n        flex-direction: row;\n        justify-content: center;\n        top: auto;\n        right: auto;\n        transform: none;\n        margin-top: 2rem;\n    }\n  }\n\n  @media (max-width: 600px) {\n    .aliya-carousel {\n      padding: 2rem 1rem;\n    }\n    .aliya-layer__text h2 { font-size: 1.25rem; }\n    .aliya-layer__text p { font-size: 0.9rem; }\n    .aliya-layer__text ul { font-size: 0.85rem; }\n  }\n<\/style>\n<script>\n(function () {\n  const carousel = document.querySelector('.aliya-carousel');\n  const layers = document.querySelectorAll('.aliya-layer');\n  const dots = document.querySelectorAll('.aliya-dots button');\n  \n  if (!carousel || layers.length === 0) return;\n\n  let activeIndex = 0;\n  let autoPlayInterval;\n  const autoPlayDelay = 7000; \/\/ 7.0 seconds\n\n  \/\/ Function to set the active slide\n  const setActive = (index) => {\n    if (index < 0 || index >= layers.length) return;\n\n    \/\/ Update layers\n    layers.forEach(layer => layer.classList.remove('is-active'));\n    layers[index].classList.add('is-active');\n\n    \/\/ Update dots\n    dots.forEach(dot => dot.setAttribute('aria-current', 'false'));\n    dots[index].setAttribute('aria-current', 'true');\n\n    activeIndex = index;\n  };\n\n  \/\/ Function to advance to the next slide\n  const nextSlide = () => {\n    const nextIndex = (activeIndex + 1) % layers.length;\n    setActive(nextIndex);\n  };\n\n  \/\/ Function to start the autoplay\n  const startAutoPlay = () => {\n    clearInterval(autoPlayInterval); \/\/ Clear existing timer\n    autoPlayInterval = setInterval(nextSlide, autoPlayDelay);\n  };\n\n  \/\/ Function to stop the autoplay\n  const stopAutoPlay = () => {\n    clearInterval(autoPlayInterval);\n  };\n\n  \/\/ Event listener for dot navigation\n  dots.forEach((dot, index) => {\n    dot.addEventListener('click', () => {\n      setActive(index);\n      startAutoPlay(); \/\/ Restart timer on manual navigation\n    });\n  });\n\n  \/\/ Event listeners for pausing on hover\n  carousel.addEventListener('mouseenter', stopAutoPlay);\n  carousel.addEventListener('mouseleave', startAutoPlay);\n\n  \/\/ Initialize the carousel\n  setActive(0);\n  startAutoPlay();\n\n})();\n<\/script>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\"\/>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<h2 class=\"wp-block-heading\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">One Intelligent Workflow. No Human Handoff.<\/h2>\n\n\n\n<p class=\"has-medium-font-size\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">From borrower intake to credit decision, funding to syndication, and performance oversight \u2014 aliyaOS\u2122 orchestrates every function in the lending lifecycle. One &#8216;always on&#8217; system. Zero manual work. No disconnected tools.<\/p>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1a2ddb66 wp-block-columns-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<h3 class=\"wp-block-heading\">Deploy in Weeks.<br>No Rip and Replace. <\/h3>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<figure class=\"wp-block-image size-full\"><img loading=\"lazy\" decoding=\"async\" width=\"47\" height=\"91\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/VE2-1.png\" alt=\"\" class=\"wp-image-206\"\/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\">\n<p class=\"has-medium-font-size\">Aliya\u2019s plug-and-play platform is built to deploy fast and scale securely.<\/p>\n\n\n\n<p class=\"has-medium-font-size\">From onboarding through workflow design to go-live, the system can be operational in under four months with full support across risk, compliance, and technology teams.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<hr class=\"wp-block-separator has-alpha-channel-opacity is-style-wide\" id=\"security\"\/>\n\n\n\n<figure class=\"wp-block-image size-full\" style=\"margin-right:0;margin-left:0\"><img loading=\"lazy\" decoding=\"async\" width=\"29\" height=\"28\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/arrowSE1-1.png\" alt=\"\" class=\"wp-image-182\"\/><\/figure>\n\n\n\n<h3 class=\"wp-block-heading\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">Built for Trust. Compliant by Design.<\/h3>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-1a2ddb66 wp-block-columns-is-layout-flex\" style=\"padding-right:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--30)\">\n<div class=\"wp-block-column is-layout-flow wp-container-core-column-is-layout-fd134cff wp-block-column-is-layout-flow\" style=\"padding-right:0;padding-left:0;flex-basis:47%\">\n<p>aliyaOS\u2122 meets the most rigorous global standards for data protection, availability, and privacy to ensure every decision is secure, auditable, and compliant.<br><br>From infrastructure to daily operations, security is foundational to aliyaOS\u2122. We align with leading regulatory frameworks, maintain strict internal controls, and proactively manage risk across every layer in the system.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:47%\">\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"font-size:clamp(0.984rem, 0.984rem + ((1vw - 0.2rem) * 0.938), 1.5rem);\"><summary>SOC 1 Type II and SOC 2 Type II<\/summary>\n<ul class=\"wp-block-list\">\n<li class=\"has-small-font-size\">aliyaOS\u2122&#8217;s infrastructure, applications and operations were developed to comply and align with the most rigorous legal and regulatory requirements in industries today.<\/li>\n\n\n\n<li class=\"has-small-font-size\">We adhere to the stringent SSAE 18\/ISAE 3000 Service Organization Control (SOC), SOC 1 and SOC 2 security frameworks, ensuring that data security and availability, processing capacity, confidentiality and privacy are all rigorously maintained.<\/li>\n<\/ul>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"font-size:clamp(0.984rem, 0.984rem + ((1vw - 0.2rem) * 0.938), 1.5rem);\"><summary>ISO 27001<\/summary>\n<p class=\"has-small-font-size\">Our International Organization for Standardization (ISO) 27001 certification reflects our commitment to maintaining a formal Information Security Management System (ISMS) that safeguards the security and availability of client data within our platform and application. The ISO 27001 means that we follow internationally recognized best practices and principles in place to govern and secure your data.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"font-size:clamp(0.984rem, 0.984rem + ((1vw - 0.2rem) * 0.938), 1.5rem);\"><summary>Data Encryption<\/summary>\n<p class=\"has-small-font-size\">aliyaOS\u2122 uses strong encryption of all data, both in transit and at rest \u2013 your data remains encrypted at all times in our environment. While our cloud providers host our data, they do not have access to it. Further, our cloud providers and their processes are fully compliant with SOC and PCI DSS certifications.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"font-size:clamp(0.984rem, 0.984rem + ((1vw - 0.2rem) * 0.938), 1.5rem);\"><summary>Threat Detection<\/summary>\n<p class=\"has-small-font-size\">We protect your data with state-of-the-art tools and products, including web application firewalls, intrusion detection, anti-malware, two-factor authentication, file integrity monitoring, threat evaluation and risk management tools. We continuously monitor the security of our environment, with processes designed to proactively mitigate risks up front and handle vulnerabilities on an ongoing basis.<\/p>\n<\/details>\n\n\n\n<details class=\"wp-block-details is-layout-flow wp-block-details-is-layout-flow\" style=\"font-size:clamp(0.984rem, 0.984rem + ((1vw - 0.2rem) * 0.938), 1.5rem);\"><summary>Information Security<\/summary>\n<p class=\"has-small-font-size\">Aliya\u2019s InfoSec team is led by industry experts, and our entire company is trained in security and data protection. Security is a cornerstone of our daily operating environment, where our personnel are an integrated component in the overall security team, ensuring a secure and compliant environment for hosting client data, including PII.<\/p>\n<\/details>\n<\/div>\n<\/div>\n\n\n\n<div style=\"height:25px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div style=\"height:60px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n\n\n\n<div class=\"wp-block-group alignfull has-background-color aliya-footer has-white-color has-black-background-color has-text-color has-background has-link-color wp-elements-49464031c150aa4e0bcfb5948b54af2d has-global-padding is-content-justification-center is-layout-constrained wp-container-core-group-is-layout-7aed61bb wp-block-group-is-layout-constrained\" style=\"min-height:0vh;margin-top:0;margin-bottom:0;padding-top:var(--wp--preset--spacing--30);padding-right:var(--wp--preset--spacing--50);padding-bottom:var(--wp--preset--spacing--30);padding-left:var(--wp--preset--spacing--50)\">\n<div class=\"wp-block-columns alignwide are-vertically-aligned-top is-not-stacked-on-mobile has-small-font-size is-layout-flex wp-container-core-columns-is-layout-2d7698b3 wp-block-columns-is-layout-flex\" style=\"padding-right:0;padding-left:0\">\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\"><style>@media only screen and (max-width: 600px) {.gb-69c74b3194ae3{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b3194ae3 has-text-align-left\"><a href=\"\/?page_id=259\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"text-decoration: none;\">Terms of Use<\/a><\/p>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-69c74b31979f5{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b31979f5 has-text-align-left\"><a href=\"\/?page_id=262\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"text-decoration: none;\">Privacy Policy<\/a><\/p>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-69c74b319a657{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b319a657 has-text-align-left\"><a href=\"\/?page_id=390#founders\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"text-decoration: none;\">Founders<\/a><\/p>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-69c74b319d0c0{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b319d0c0 has-text-align-left\"><a href=\"\/?page_id=363\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"text-decoration: none;\">Resources &amp; Press<\/a><\/p>\n\n\n\n<figure class=\"wp-block-image size-full is-resized\"><img loading=\"lazy\" decoding=\"async\" width=\"420\" height=\"162\" src=\"https:\/\/aliyastg.wpenginepowered.com\/wp-content\/uploads\/2025\/10\/Aliya-logo-KO@2x.png\" alt=\"Aliya logo\" class=\"wp-image-26\" style=\"width:70px\" srcset=\"https:\/\/www.aliya.com\/wp-content\/uploads\/2025\/10\/Aliya-logo-KO@2x.png 420w, https:\/\/www.aliya.com\/wp-content\/uploads\/2025\/10\/Aliya-logo-KO@2x-300x116.png 300w\" sizes=\"auto, (max-width: 420px) 100vw, 420px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\"><style>@media only screen and (max-width: 600px) {.gb-69c74b31a00b0{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b31a00b0 has-text-align-left\"><a href=\"\/#outcomes\" style=\"text-decoration: none;\">Outcomes<\/a><\/p>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-69c74b31a2fd2{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b31a2fd2 has-text-align-left\"><a href=\"\/#performance\" style=\"text-decoration: none;\">Performance<\/a><\/p>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-69c74b31a6012{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b31a6012 has-text-align-left\"><a href=\"\/#platform\" style=\"text-decoration: none;\">Platform<\/a><\/p>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-69c74b31a8ea0{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b31a8ea0 has-text-align-left\"><a href=\"\/#security\" style=\"text-decoration: none;\">Security<\/a><\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column is-vertically-aligned-top is-layout-flow wp-block-column-is-layout-flow\"><style>@media only screen and (max-width: 600px) {.gb-69c74b31abf19{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b31abf19 has-text-align-left\">Contact Us:<\/p>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-69c74b31af149{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b31af149 has-text-align-left\"><a href=\"mailto:contact@aliya.com\" data-type=\"mailto\" data-id=\"mailto:contact@aliya.com\" style=\"text-decoration: none;\">Careers<\/a><\/p>\n\n\n<style>@media only screen and (max-width: 600px) {.gb-69c74b31b1fda{font-size: 12px!important;}}<\/style>\n<p class=\"gb-69c74b31b1fda\"><a href=\"https:\/\/www.linkedin.com\/company\/aliya-financial-technologies\" target=\"_blank\" rel=\"noreferrer noopener\" style=\"text-decoration: none;\">LinkedIn<\/a><\/p>\n\n\n\n<div style=\"height:0px\" aria-hidden=\"true\" class=\"wp-block-spacer\"><\/div>\n<\/div>\n<\/div>\n<\/div>\n\n<!-- \/wp:post-content -->\n\n<style>\n  \/* Footer *\/\n  .aliya-footer {\n    background: #fff !important;\n    color: #000 !important;\n    padding: 2rem clamp(1.5rem, 6vw, 3rem);\n  }\n\n  .aliya-footer,\n  .aliya-footer * {\n    color: #000 !important;\n  }\n\n  .wp-block-group.aliya-footer.has-text-color,\n  .wp-block-group.aliya-footer .has-text-color {\n    color: #000 !important;\n  }\n\n  .aliya-footer a,\n  .aliya-footer a:visited {\n    color: #000 !important;\n  }\n\n  .aliya-footer img {\n    filter: invert(1) !important;\n  }\n\n  .aliya-footer-grid {\n    max-width: 1080px;\n    margin: 0 auto;\n    display: grid;\n    grid-template-columns: repeat(auto-fit, minmax(180px, 1fr));\n    gap: 1.5rem;\n    font-size: 0.9rem;\n  }\n\n  .aliya-footer a {\n    text-decoration: none;\n  }\n\n  .aliya-footer a:hover {\n    text-decoration: underline;\n  }\n<\/style>\n","protected":false},"excerpt":{"rendered":"<p>Get Started Outcomes Performance Platform Security Founders Resources &amp; Press Enterprise AI Powered Analytics and Infrastructure. Revenue Generating AI Solution. Our flagship platform, aliyaOS\u2122, transforms how banks lend by turning fragmented processes into a single, autonomous system that integrates data, decisioning, risk management, and capital markets. aliyaOS\u2122&nbsp;operates 24\/7 with zero human intervention, helping financial institutions [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":0,"parent":0,"menu_order":0,"comment_status":"closed","ping_status":"closed","template":"blank","meta":{"footnotes":""},"class_list":["post-24","page","type-page","status-publish","hentry"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.2 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Aliya - AI-Powered Lending<\/title>\n<meta name=\"description\" content=\"aliyaOS\u2122 operates 24\/7 with zero human intervention, helping financial institutions grow deposits, reduce losses, and scale lending profitably \u2014 with enterprise-grade governance.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.aliya.com\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Aliya - 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